Quick Tip Tuesday: The Easiest Way To Save Money Christmas Shopping

    If you don’t feel like giving your credit card a workout and letting Earny price check for you (check here to see what I’m talking about) try purchasing a discount gift card for the store or stores you plan on doing a lot of shopping at.
       I regularly use the site Cardpool.com to purchase gift cards at a discount to stores that I regularly shop at anyway.  The savings isn’t usually more than $5-$12 stores, but overtime that can really add up! They come in the form of a digital gift card so they aren’t the best to gift, but for BUYING gifts they are perfect!!!

Money Matters: Earny

    If you are anything like me, your credit card got quite a workout this weekend.  I put quite a huge dent in my holiday shopping this weekend all from the comfort of my own living room!
    Normally, I would use my debit card for 95% of my purchases because I hate having any kind of credit card debt and I am still in the process of paying off my wedding dress on my credit card.  However, for most of my purchases I ended up using my credit card for one specific reason: Earny.
    A large majority of retailers and major credit card companies have a policy where if a price drops on an item purchased within 90 days you are entitled to the difference.  I don’t know about you, but I don’t have time to stalk prices every day and quite honestly, I would forget after a few days anyway.  That’s where Earny comes in!

     Earny connects to both your inbox and credit cards and collects your electronic receipts.  “He” monitors the prices of the items you purchased and if he sees a cheaper price he files a claim for the difference on your behalf!
    You will be notified if Earny is able to receive a refund for you and it will be debited right back to the card used to make the purchase, although some companies choose to mail out checks.  Earny takes 25% of any refund issued to you, which considering I don’t usually track items to get any refunds, is not a bad deal.
   Currently Earny works with the following retailers:
Amazon, Best Buy, Bloomingdales, Carters, Costco, Gap Group Stores, J.Crew, Jet, Kohls, Macy’s, New Egg, Nordstroms, Overstock, Sears, Staples, Target, Walmart and Zappos.

That’s a lot of stores!!

If getting some cash back in your pocket seems appealing, definitely give Earny a try by clicking here! 

Quick Tip Tuesday: Make Gift Shopping Easier

   I love notebooks.  I love buying cute notebooks and have really had to limit myself from going overboard and purchasing too many.  One of the few notebooks I have allowed myself to purchase is a bullet journal.  I don’t use it as a typical bullet journal, but more as a book of handy lists and things for me to keep track of.
   One thing I love to keep track of is gift ideas.  Any time someone mentions an interest in a product or a gift I jot it down in this notebook.  If I don’t have the notebook with me, I make a reminder in my phone so I remember to write it down in my list when I get home.  That way when I go to shop for gifts, I have a list of ideas at the ready!

Last years list!
Do you have any tips or tricks to make gift shopping easier? Comment them below!